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Drive away with competitive rates and flexible terms on a new or used car, truck or SUV. U.S. Bank offers rates as low as 2.59%1 on loans of at least $30,000 for terms less than 36 months. In some cases, you don’t even need a down payment

Make waves in a new or used boat with flexible financing from U.S. Bank.2

Take road trips to the next level in a new or used RV with a loan from U.S. Bank.3

In a December 2020 survey by Kiplingers4, our digital capabilities and tools ranked highest among all mortgage lenders.

Make waves in a new or used boat with flexible financing from U.S. Bank.5

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Disclosures

U.S. Bank has established alliances to expand ATM convenience. These partner ATMs display the U.S. Bank logo and are included in the definition of a U.S. Bank ATM.

Can Employees Get the Job Done on Their Mobile Devices? And Should They? Reworked, 2021

A mobile-first strategy improves employee productivity, study finds, NETWORKWORLD, 2016.

Variable rate account – Interest rates are determined at the bank’s discretion and may change at any time. Speak to a banker for current deposit rates, disclosures on rates, compounding and crediting and other balance information.

Points are earned on eligible Net Purchases. Net Purchases are Purchases minus credits and returns. Not all transactions are considered to be Purchases and eligible to earn Points, such as transactions posting as Convenience Checks; Balance Transfers; Advances (including ATM withdrawals, wire transfers, traveler's checks, money orders, foreign cash transactions, betting transactions, and lottery tickets); interest charges and fees; credit insurance premiums; and transactions to (i) fund certain prepaid card products, (ii) buy currency from the U.S. Mint, or (iii) buy cash convertible items. Upon approval, please refer to the materials received with your new card and the Program Rules in the online Rewards Center by logging in to usbank.com for additional information. Account must be open and in good standing (not past due) on the closing date of the billing cycle in order to earn and redeem Points. Purchases qualify for Points based on how merchants choose to classify their business and we reserve the right to determine which purchases qualify. U.S. Bank Altitude Connect Visa Signature Cardmembers will earn 1 Point for every $1 in Net Purchases. In addition, you will earn 4 Points (5 Points total) for every $1 in Net Purchases spent on prepaid car and hotel reservations purchased in the online Altitude Rewards Center using your U.S. Bank Altitude Connect Card. Prepaid car and hotel reservations in the Rewards Center are not classified as a travel category merchant transaction and are not eligible to receive the additional points for that category. You will earn 3 Points (4 Points total) for every $1 in travel category purchases (such as purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies) and for purchases made with merchants classified as a gas station or electric vehicle charging station. You will earn 1 Point (2 Points total) for every $1 in restaurant, fast-food restaurant, bar, grocery store, supermarket or qualifying streaming subscription service purchases. Refer to Program Rules or usbank.com/AltitudeConnectBenefits for official list of qualifying streaming services merchants. Purchases at or delivery from discount/retail stores that sell groceries may not qualify for the grocery store or grocery delivery category. Please allow 1-2 statement billing cycles for your bonus Points to appear on your credit card statement. Refer to the Rewards Center for full details.

Home Equity Loan: In order to receive the lowest rate advertised, a set-up of automatic payments from a U.S. Bank personal checking or savings account is required but neither are required for loan approval. Customers in certain states are eligible to receive the preferred rate without having automatic payments from a U.S. Bank personal checking or savings account. Home equity loans not available for properties held in a trust in the states of Hawaii, Louisiana, New York, Oklahoma and Rhode Island. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Property insurance is required. Other restrictions may apply.

Simple Loan applicants must have an open U.S. Bank personal checking account with recurring direct deposits. Other eligibility criteria may apply. Loan approval is subject to eligibility and credit approval.

The rates shown above are the current rates for the purchase of a single-family primary residence based on a 45-day lock period. These rates are not guaranteed and are subject to change. This is not a credit decision or a commitment to lend. Your final rate will depend on various factors including loan product, loan size, credit profile, property value, geographic location, occupancy and other factors.

Monthly payment and annual percentage rate (APR) will vary based on the term, amount financed, model year, loan-to-value (LTV) percentage, credit history and applicable fees.

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Disclosures

Investment products and services are:

Not a Deposit • Not FDIC Insured • May Lose Value • Not Bank Guaranteed • Not Insured by any Federal Government Agency

Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. Certain restrictions apply to refinancing options and are subject to program terms. Refinances of existing SBA loans are excluded.

Rewards programs only. Consult your cardmember agreement for details.

U.S. Bancorp (USB) is the parent company of U.S. Bank.

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Disclosures

  1. Use of Information – The provisions and explanations in the ‘Questions About Our Use Of Information’ section apply only to individuals or “consumer customers,” and to U.S. Bank Dealer Financial Services customers who are residents of California, North Dakota or Vermont and leased or purchased a vehicle and obtained U.S. Bank financing directly through an automotive dealership. These provisions and explanations supersede all previous notices or statements with respect to the subject matter described in this Use of Information section. We reserve the right to change the provisions and explanations in this Use of Information section at any time.

  2. For U.S. Bank National Association:
    Deposit products offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.

  3. For 2018, industry executives, directors and analysts from 680 companies, including 12 superregional banks, with a minimum of $10 billion in annual revenue, were surveyed by Korn Ferry in collaboration with Fortune Magazine. Survey responders rated their industry peers, who paid a fee to be considered, on nine criteria: management quality, people management, use of corporate assets, financial soundness, investment value, social responsibility, innovation, quality of products/services and global competitiveness. Rankings were determined by an aggregate of how peers ranked the company in each of the key attribute categories. Companies that scored in the top half of their industry were recognized. For more detail about the selection methodology, see fortune.com/worlds-most-admired-companies.

  4. Offer valid on all new MIDS (account) with an approval date from January 11, 2021 through March 31, 2021. Account must have a first deposit date (accept and settle a transaction) within the first three full calendar months after the approval date. A one-time credit will be applied to your merchant statement within 30-60 days after the first deposit date. The offer value is dependent on the talech solution delivered and number of new approved accounts that meet the offer criteria. Offer ends on March 31, 2021 and all terms and conditions will expire on July 31, 2021. Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time without additional notice. Restrictions may apply. Services provided by Elavon.

  5. Visa (2018), Infrequent Travelers Analysis, Internal U.S. Bank report: unpublished.