Home equity line of credit (HELOC)
Take out funds as you need them, at rates that may be lower credit cards.
Consider if you:
Will have multiple expenses over time
Want ongoing access to funds
Funds as you need them
Home equity loan
Get funding for one-time expenses or debt consolidation, with a fixed rate and predictable payments.
Consider if you:
Need to borrow more than $15,000
Want to keep your current mortgage
Fixed rates and payments
Smart Refinance
Refinance without closing costs and borrow additional funds for one-time expenses.
Consider if you:
Owe less than $200,000 on home
Qualify for better mortgage terms
No closing costs