Disclosures

1. Use of Information – The provisions and explanations in the ‘Questions About Our Use Of Information’ section apply only to individuals or “consumer customers,” and to U.S. Bank Dealer Financial Services customers who are residents of California, North Dakota or Vermont and leased or purchased a vehicle and obtained U.S. Bank financing directly through an automotive dealership. These provisions and explanations supersede all previous notices or statements with respect to the subject matter described in this Use of Information section. We reserve the right to change the provisions and explanations in this Use of Information section at any time.

2. For U.S. Bank National Association:
   Deposit products offered by U.S. Bank National Association. Member FDIC. U.S. Bank is not responsible for and does not guarantee the products, services or performance of U.S. Bancorp Investments.

3. For 2018, industry executives, directors and analysts from 680 companies, including 12 superregional banks, with a minimum of $10 billion in annual revenue, were surveyed by Korn Ferry in collaboration with Fortune Magazine. Survey responders rated their industry peers, who paid a fee to be considered, on nine criteria: management quality, people management, use of corporate assets, financial soundness, investment value, social responsibility, innovation, quality of products/services and global competitiveness. Rankings were determined by an aggregate of how peers ranked the company in each of the key attribute categories. Companies that scored in the top half of their industry were recognized. For more detail about the selection methodology, see fortune.com/worlds-most-admired-companies.

4. Offer valid on all new MIDS (account) with an approval date from January 11, 2021 through March 31, 2021. Account must have a first deposit date (accept and settle a transaction) within the first three full calendar months after the approval date. A one-time credit will be applied to your merchant statement within 30-60 days after the first deposit date. The offer value is dependent on the talech solution delivered and number of new approved accounts that meet the offer criteria. Offer ends on March 31, 2021 and all terms and conditions will expire on July 31, 2021. Elavon reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time without additional notice. Restrictions may apply. Services provided by Elavon.

5. Visa (2018), Infrequent Travelers Analysis, Internal U.S. Bank report: unpublished.