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Get 2% cash back on your top two spend categories each month, and 1% back on all other purchases.

Here’s an example of how your 48 spend categories could change over time.

Month 1

Spent Earn Reward
Top 2 categories $5,800 2% $116
All other purchases $2,400 1% $24

Construction materials

Earn: 2% Total Spend: $3,000

Office supply stores

Earn: 2% Total Spend: $2,800

Utility companies

Earn: 1% Total Spend: $950

Advertising firms

Earn: 1% Total Spend: $850

Gas stations

Earn: 1% Total Spend: $800

Month 2

Spent Earn Reward
Top 2 categories $1,950 2% $39
All other purchases $2,200 1% $22

Advertising firms

Earn: 2% Spent: $1,050

Utility companies

Earn: 2% Spent: $900

Construction materials

Earn: 1% Spent: $800

Office supply stores

Earn: 1% Spent: $750

Gas stations

Earn: 1% Spent: $750

Month 3

Spent Earn Reward
Top 2 categories $7,000 2% $37
All other purchases $3,400 1% $67

Office supply stores

Earn: 2% Spent: $5,200

Advertising firms

Earn: 2% Spent: $1,800

Construction materials

Earn: 1% Spent: $1,600

Gas stations

Earn: 1% Spent: $950

Utility companies

Earn: 1% Spent: $800
U.S. Bank
Bank of America
Chase

U.S. Bank
Triple Cash Rewards Visa® Business Card

Bank of America
Business Advantage Customized Cash Rewards Mastercard

Chase
Ink Business Unlimited Credit Card

Up to 3% cash back on select categories

Cash back rewards on all other eligible purchases

$100 annual statement credit for software service purchases3

Standard purchase APR

Prime Rate + 10.74% to Prime Rate + 19.74%

Prime Rate + 8.99% to Prime Rate + 18.99%

Prime Rate + 9.99% to Prime Rate + 15.99%

Introductory 0% purchase rate for 15 months

Introductory balance transfer rate

No annual fee