What is a Certificate of Deposit (CD)?

U.S. Bank CDs are an excellent low-risk investment option if you’re able to devote funds for longer periods of time.

Business CD benefits

  • Choose the amount and the term length
  • Flexible terms from 14 days to 5 years
  • Competitive interest rates
  • The security of FDIC coverage

U.S. Bank CD Special

Get a guaranteed rate of return and diversify the overall risk in your portfolio. All you need to get started is $1,000 minimum deposit (maximum is $249,999).

CD Terms

CD Amount

Rate

APY

The rate table cpmponent doesn't have option to add the #1, #2 footers as a <sub>1</sub> and <sub>2</sub> . 

1. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

2. $1,000 minimum opening deposit up to a maximum of $249,999.

3. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

4. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

5. FDIC insured to the maximum allowed by law.

U.S. Bank Trade Up CD

Take advantage of a long-term CD that adapts to a rising interest rate environment. Lock in a higher rate once during the 30-month or 60-month term. $1,000 minimum deposit required (maximum is $249,999).

CD Terms

CD Amount

Rate

APY

The rate table cpmponent doesn't have option to add the #1, #2 footers as a <sub>1</sub> and <sub>2</sub> . 

1. Option to trade up one time only during the initial term requires you to visit a U.S. Bank branch to redeem before the maturity date. Rate change option is based on the published rate for the closest standard term that is equal to or less than the remaining term of the original CD. It may take up to ten days for rate change to become effective.

2. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

3. $1,000 minimum opening deposit up to a maximum of $249,999.

4. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

5. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

6. FDIC insured to the maximum allowed by law.

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U.S. Bank Certificate of Deposit

Take advantage of a long-term CD that adapts to a rising interest rate environment. Lock in a higher rate once during the 30-month or 60-month term. $1,000 minimum deposit required (maximum is $249,999).

CD Terms

CD Amount

Rate

APY

The rate table cpmponent doesn't have option to add the #1, #2 footers as a <sub>1</sub> and <sub>2</sub> . 

1. Option to trade up one time only during the initial term requires you to visit a U.S. Bank branch to redeem before the maturity date. Rate change option is based on the published rate for the closest standard term that is equal to or less than the remaining term of the original CD. It may take up to ten days for rate change to become effective.

2. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

3. $1,000 minimum opening deposit up to a maximum of $249,999.

4. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

5. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

6. FDIC insured to the maximum allowed by law.

U.S. Bank Step Up CD

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CD Terms

Rate

APY

The rate table cpmponent doesn't have option to add the #1, #2 footers as a <sub>1</sub> and <sub>2</sub> . 

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Pug 8-bit put a bird on it, beard banh mi gastropub DSA. XOXO activated charcoal semiotics master cleanse hashtag pour-over humblebrag air plant sus. 

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Disclosures

  1. Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. All interest payments for the APY will be made at the end of the term or annually, whichever occurs first. Penalty will be imposed for early withdrawal. Fees could reduce earning on the account.

  2. $1,000 minimum opening deposit for a single CD with a maximum of $250,000. $2,000 minimum opening deposit for a CD ladder comprised of at least 2 CDs up to a maximum of $1,250,000 for up to 5 CDs.

  3. Offer good for the initial term only. CD is automatically renewed for the same term. The rate is determined based on the published rate for the CD, excluding CD Specials, that is closest to but not exceeding the term of the CD. Advertised rate and APY are offered at the bank's discretion and may change daily.

  4. Online application is not valid for single maturity CDs, business or retirement CDs, brokerage deposits, institutional investors, public funds or in conjunction with other promotional offers.

  5. Option to trade up one time only during the initial term requires you to visit a U.S. Bank branch to redeem before the maturity date. Rate change option is based on the published rate for the closest standard term that is equal to or less than the remaining term of the original CD. It may take up to ten days for rate change to become effective.

Start of disclosure content

Units are calculated by dividing each cash deposit by 100 and rounding the results value to a whole number.