You are comparing the Silver, Gold, Platinum and Premium accounts.
Silver
Simplicity, value and convenience for newer or smaller businesses.
Gold
Flexibility and value for businesses with moderate transaction levels.
Platinum
Extra rewards and benefits for businesses with higher balances.
Premium
An analyzed account13 that puts higher balances to work for you.
Free combined transactions per month3
Enjoy flexibility by choosing a working checking account that supports the needs of your business.
Cost per excess transaction
We know that the needs of your business change, that's why we give you the flexibility of additional transactions above your account limit each month for a fee.
$0.50
$0.45
$0.40
N/A
Free cash deposit units per month4
We give you the flexibility to manage your cash flow based on the needs of your business.
Interest-bearing option available5
Put your money to work for you with our interest-bearing account options for high balance accounts.
Not available
Not available
Discount on first check order6
Reduce the initial expenses of setting up your new account with a discount on your initial check order.
Free mobile check deposits6
You can deposit checks anytime with your mobile device.
Eligibility requirements and restrictions apply. Please refer to the Online and Mobile Financial Services Agreement for more information.
Analyzed account13
Zelle(R) for eligible business accounts
Save time by using Zelle to receive and send payments from your U.S. Bank business account.
Not available
Benefits beyond checking
Platinum Business Money Market8
Make your money work for you with a Platinum Business Money Market account.
Card payment processing9
Access to flexible tools for debit and credit card processing through U.S. Bank Payment Solutions.
Personal package checking10
Enjoy a waived monthly maintenance fee on Platinum and Gold accounts, or a 50% discount on maintenance fees for your Silver account.
Pricing and features
Monthly maintenance fee
- Fee amount
- Fee amount when waiver options are met below
Ways to waive the monthly fee
Not available
U.S. Bank Payment Solutions Merchant Account
- OR -
$10,000 average collected checking balance or $25,000 average collected checking balance on interest-bearing option
- OR -
$20,000 in combined average collected deposit balances11 or $50,000 in combined average collected deposit balance on interest-bearing option11
- OR -
$50,000 combined average collected business deposits and outstanding business credit balances12
- OR -
$75,000 in combined business deposit and outstanding business credit
$25,000 average collected checking balance
- OR -
$75,000 combined average collected business deposits11 and outstanding business credit balances12
Analyzed account13; maintenance and transaction fees can be offset by an earnings credit based on account balance
Free
Paper statement fee
Enjoy free access to paper statements with one of our top tier accounts.
$5.00
Free
Free
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Disclosure numbered #1 does not exist in the global library. "No fee at Non-U.S. Bank ATMs – Non-U.S. Bank ATM owners may apply a surcharge fee unless they participate in the MoneyPass® Network. To find MoneyPass ATM locations, please visit www.moneypass.com.”
Disclosure #2 does not exist in the global library. "Eligibility requirements and restrictions apply. Please refer to the Digital Services Agreement for more information."
Disclosure #3 does not exist in the global library. "A transaction includes deposits and other credits, checks paid and other debits, ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc."
Disclosure #4 does not exist in the global library. "Units are calculated by dividing each cash deposit by 100 and rounding the results value to a whole number."
Disclosure #5 does not exist in the global library. "Interest rates subject to change without notice."
Disclosure #7 does not exist in the global library. "To send money to a business, a consumer must be enrolled with Zelle through their bank’s mobile app or enrolled in the Zelle app with a deposit account. Businesses are not able to enroll in the Zelle app with a debit card and cannot receive payments from consumers enrolled in the Zelle app using a debit card. Terms and conditions apply. Please refer to the Digital Services Agreement for more information. A fee applies when a Zelle payment is received into a U.S. Bank business account."
Disclosure #8 does not exist in the global library. "The introductory bonus will be applied to a new Platinum Business Money Market account when a customer also participates in one of the Business Banking Packages (Silver, Gold, Gold with Interest, or Platinum). The bonus interest rate and APY will be added to the standard variable interest rate and APY in effect at that time. At the end of the bonus period, the bonus will be removed and the standard variable interest rate and APY will apply. The bonus interest rate and APY cannot be applied more than once per customer. For Platinum Business Money Market accounts with $1 million or greater in balances, the bonus APY does not apply. Offer is valid for new U.S. Bank Platinum Business accounts only, not subject to other business savings accounts, or savings account transfers into the U.S. Bank Platinum Business Money Market account. Rates and bonus periods are variable and subject to change, please see a banker for details."
Disclosure #9 does not exist in the global library. "Offer only available to new customers who sign up for a qualifying Clear & Simple Pricing Plan. Application must be submitted in-branch by your banker and is subject to approval. Limit one offer per customer. Other restrictions may apply. Talk with your banker for complete details. For a comprehensive list of account pricing, terms and policies, reference your Business Pricing Information brochure. These documents can be obtained by contacting a U.S. Bank branch or calling 800-USBANKS (872-2657)."
Disclosure #10 does not exist in the global library. "Discount applies only to monthly maintenance fees; all other fees apply."
Disclosure #12 does not exist in the global library. "Business credit outstanding balances only. Balances will be verified 2 days prior to the last day of your statement cycle."
Disclosure #13 does not exist in the global library. "
Analyzed accounts are eligible for earned credits to offset transaction, maintenance and other fees associated with account activity. Visit a U.S. Bank branch for more details."
Disclosures
Equal Housing Lender