Get a business checking account recommendation

Answer this series of questions to identify the business checking account that may meet your business needs.

Is your business a nonprofit organization? Skip the questions and get your recommendation now.

How many transactions will you make each month?

(Pick the one that most describes your needs.)

I will make 125 transactions or fewer

How much in cash deposits will you make each month?

I will deposit $2,500 or less

What do you think your average monthly balance will be?

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Recommendation

Silver Business Checking Account

Best for new or small businesses with basic banking needs.

  • $0 monthly maintenance fee

  • 125 free transactions per statement cycle2

  • $0.50 fee for each additional transaction

Our recommendation

Gold business checking package

Best for businesses with moderate transaction and cash deposit volume.

 

Get greater transaction flexibility with more benefits, including:

  • $20 monthly fee, see waiver options
  • 125-300 free transactions per month
  • $0.45 fee for each additional transaction

 

 

 

Business Essentials

Combines business checking and payment acceptance in one account. Bet for business seeking a payment solution that is integrated with a business checking account.

 

Business Essentials is a payment solution integrated with a business checking account:

  • $0 monthly maintenance fee
  • Unlimited digital transactions (under 25 at a branch location)
  • Mobile payment acceptance
  • Integrated financial software
  • Integrated business banking software

 

 

This is just a recommendation; other products may also fit your needs.

View all accounts

 

I will deposit between $2,500 and $10,000

What do you think your average monthly balance will be?

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Business Essentials

Combines business checking and payment acceptance in one account.

Best for businesses seeking a payment solution that is integrated with a business checking account

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

Our recommendation

Platinum business checking package

Based on your responses, the package below is a strong fit for your needs. We’ve included a second option to consider as your business expands. Best for established businesses with higher account balances1

With a Platinum Business Checking account, you also receive:

  • $30 monthly fee, waivable
  • 500 free transactions per month2
  • $0.40 fee for each additional transaction

 

 

 

This is just a recommendation; other products may also fit your needs.

View all accounts

 

 

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

I will make between 125 and 300 transactions

How much in cash deposits will you make each month?

I will deposit $2,500 or less

What do you think your average monthly balance will be?

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Business Essentials

Combines business checking and payment acceptance in one account.

Best for businesses seeking a payment solution that is integrated with a business checking account

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Business Essentials

Combines business checking and payment acceptance in one account.

Best for businesses seeking a payment solution that is integrated with a business checking account

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

I will deposit between $2,500 and $10,000

What do you think your average monthly balance will be?

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Gold business checking package

Since you have moderate transaction activity, consider our Gold business checking package.

The Gold business checking package offers greater transaction flexibility with more ways to save, helping you manage cash flow. 

 

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Our recommendation

Platinum business checking package

Since you have excess cash on hand, consider our Platinum business checking package.

Platinum business checking package offers the best rates, rewards and the convenience of consolidated accounts for your business needs.

 

Apply online

 

This is just a recommendation; other products may also fit your needs.  Please click here to view all accounts.

 

Get a business checking account recommendation

Our recommendation

Based on your responses, the package below best fits your needs.

Recommendation

Premium Business Checking Account

Best for larger businesses with higher deposit and transaction activity. 

  • $30 monthly maintenance fee

  • Transaction fees can be offset by an earnings credit67 based on your account balance.

  • Group multiple checking accounts for a consolidated snapshot of balances and services.

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Disclosures

Deposit products are offered by U.S. Bank National Association Member FDIC.

“World’s Most Ethical Companies” and “Ethisphere” names and marks are registered trademarks of Ethisphere LLC.