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  • ATM locator

Simplify your business cash flow management.

More transaction flexibility and no monthly fee with the Gold Business Checking Package.

Get 300 free transactions per statement cycle1 and the monthly maintenance fee is waived when you have a Payment Solutions Account with the Gold Business Checking Account.

Take payments easily with talech Mobile POS.

Use talech Mobile POS on your smartphone and a Bluetooth card reader to accept credit, debit and mobile payments anywhere. Perfect for individuals and small businesses looking for the essentials to run their business with an easy way to take payments without paying big software or hardware fees.

Get your funding faster – for free.

Get the fastest free funding in the payment processing industry. By combining these accounts you receive access to Everyday Funding2. With Everyday Funding, payments from your customers will be deposited into your checking account within hours so you can pay invoices quicker, cover your expenses faster and increase your cash flow efficiency.

Make accepting credit card payments simple.

  • All major credit cards accepted
  • Contactless payments
  • Transparent pricing and no long-term contract
  • Variety of hardware to fit your needs
  • Expedited funding
  • No monthly minimum or standard PCI DSS program fees

Swipe, tap, dip

2.6% + 10¢

Key-in transaction

3.5% + 15¢

Online payments

2.9% + 30¢

Ready to get started?

Apply now

Open your Business Checking and Payment Solutions Accounts.

Start an application

Customer support

Have questions about applying? Contact customer support Mon-Fri 8 a.m. to 6 p.m. CT.

Call 800-215-1571
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Disclosures

  1. Transactions are $0.45 each once free transactions are surpassed. A Transaction includes deposits and other credits, checks paid and other debits. ACH and deposited items, and signature and PIN-based purchases made with a U.S. Bank Business Debit Card. The U.S. Bank Business Debit Card is issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

  2. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

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Deposit products offered by U.S. Bank National Association. Member FDIC.