Combine convenience and expertise with a U.S. Bank Payment Solutions account.

Accept payments and improve your business operations so you can access your cash quicker. Effectively manage your account receivables while providing your customers with a choice of secure payment methods: in-store, online, mobile and invoicing.

Simple and powerful

Simple enough to get started, powerful enough to support your business as it grows.

Built just for you

Whether you are a restaurant or retailer, our talech payment solutions have tailor-made features for every business type. And they also work across multiple locations, so when business grows, we have you covered.

Trusted at scale

Our talech payment solutions securely manage payment and business needs for thousands of merchants. Our team is available 24/7 for all your questions.

Accept credit and debit card payments your way.

Improve cash flow with industry-leading Everyday Funding1

Available 7 days a week, with no daily funding limits

Connect easily with 24/7 customer support

In-house multilingual customer support and a dedicated relationship management team

Contactless payment solutions

Apple Pay®, Google Pay® and Samsung Pay®

No long-term contract and no standard PCI DSS fees

Need help?

844-841-1112

Monday through Friday 8 a.m. to 6 p.m. CT

Get started today by filling out the contact us form below

One of our payments experts will reach out to discuss your unique needs and provide the best solution for your business.

Error
Success

Error

By providing us with an email address you are expressly consenting to receiving email communications — including but not limited to Marketing material/Advertising, Promotions, Sales Campaigns, and Questioner/Research Surveys.

By providing U.S. Bank with a telephone number for a cellular phone or other wireless device, including a number that you later convert to a cellular number, you are expressly consenting to receiving communications — including but not limited to prerecorded or artificial voice message calls, text messages, and calls made by an automatic telephone dialing system — from U.S. Bank and our affiliates and agents at that number. This express consent applies to each such telephone number that you provide to us now or in the future and permits such calls for non-marketing purposes. Calls and messages may incur access fees from your cellular provider.

Frequently asked questions

The first step is to set up an account with a bank that offers Merchant Services, like U.S. Bank. The “merchant acquiring bank” acts as an intermediary between the business and the credit card issuers and the card brands, facilitating payment authentication and other technical aspects, so you can accept credit cards and other electronic payments. Once the electronic payments are processed and approved, the bank distributes the funds into your depository bank account.

As you would when making any business decision, find a provider with a proven track record. Investigate their technical support options and hours. Make sure their rates are competitive within the industry and reasonable. Be wary of processors that advertise rates that are significantly lower than the rates others charge (chances are those rates will increase, or there are hidden fees they are not disclosing). Also, make sure they won’t cap your monthly processing volume. If you’re having a record month for sales, you don’t want to discover that you can’t accept any more payments without paying extra fees. Lastly, consider the specific needs of your business and make sure the merchant account provider offers the type of processing that you and your customers need.

A merchant services account is one set up with a “merchant acquiring bank” and a payment processor that allows you to accept credit and debit cards and other electronic payments. Once the electronic payments are processed and approved, your bank distributes the funds into your depository bank account.

No matter your size or industry, we offer a variety of payment solutions that will meet your business (and your customers’) needs. View the range of payment solutions we have available to our U.S. Bank Payment Solutions customers.

Start of disclosure content

Disclosures

  1. Everyday Funding is available at no additional charge to U.S. Bank Payment Solutions merchants with a U.S. Bank Business Checking account. Funding speeds will vary between weekdays and weekends and are dependent on batch times. Funding is based on batch and will be processed every day, including weekends. Activation may take between three to five business days from date of Everyday Funding service request. Once the file is activated, there will be a change in the description of the payment when it is posted to your bank account.

  2. Promotional offer is available for establishment of a new payment processing account to new and existing U.S. Bank customers not currently using Elavon for merchant processing services. To qualify for the $500 statement credit offer, you must open a new U.S. Bank Payment Solutions Merchant Account by June 30, 2023, and activate your account by August 31, 2023 (by accepting and settling at least $50 in payment transactions in a single day). The one-time statement credit of $500 will be credited by the September 2023 billing cycle. Merchant accounts (MIDs) must be actively processing payment transactions and be in open status at the time of the incentive credit. U.S. Bank and/or Elavon, a U.S. Bank Company, reserves the right in its sole discretion to modify, suspend or terminate the promotion at any time. Restrictions may apply.

Start of disclosure content

©2023 U.S. Bank. All rights reserved. U.S. Bank is a registered trademark of U.S. Bank N.A.

All features and specifications are subject to change without notice. This document is prepared by U.S. Bank as a service to its customers. The information discussed is general in nature and may not apply to your specific situation.

Deposit products are offered by U.S. Bank National Association. Member FDIC.