(DESCRIPTION) Logo, U.S. Bank. (SPEECH) SPEAKER: In our fast-paced, 24/7, 365 world, your digitally connected customers expect a simple, streamlined payment experience. Real-time payment solutions enable you to meet those needs and open doors to growth. We welcome you to walk through these doors and explore how real-time transactions give you a faster, reimagined customer experience, bringing a new competitive differentiator to market. Sending or receiving real-time payments is fast and flexible, occurring any time of day, including weekends and holidays. When does real-time really matter? Just ask your customers, vendors, or business partners. The opportunities are limitless. When distributing funds for loan proceeds, cash advances, or emergency claims, to pay the proceeds for a car sale or real estate transaction, and just-in-time supplier payments to optimize your working capital, all transactions are completed within seconds, giving your customer immediate use of the funds. Payments are final and confirmed immediately, adding safety and certainty to the payment experience. Real-time also matters for payment on delivery. With the ability to send a digital request for payment, your client can pay as soon as the goods arrive, giving you immediate access to the funds, even on weekends and holidays. And real-time payments deliver rich payment and remittance data to improve reconciliation, reporting, and operating efficiency for both parties. These new payment options are built and ready for implementation. Just tell us where you want to go, and we'll get there together. (DESCRIPTION) Text, Real-Time Payments from U.S. Bank. Logo, U.S. Bank. Text, Deposit products offered by U.S. Bank National Association. Eligibility requirements, other conditions and fees may apply.